Later, I heard that Zac always believed he could make a comeback.

He used the last of his savings for a big investment, but it all went wrong.

He lost his house and car to the bank and had a huge debt. He took a job as a delivery driver and rented a dim, damp basement again.

When I unexpectedly ran into Zac, he was sitting by the roadside, eating a cheap meal that cost less than ten dollars.

He